Huntington Bank Promotions: Earn $150 and $200 Cash Bonuses for Opening New Accounts in August
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Huntington Bank regularly offers bank promotions to attract new customers. Bank bonuses are a relatively easy way to earn some extra cash. You can earn hundreds of dollars by merely opening a new account and meeting other account requirements in many cases.
Currently, Huntington Bank has two bank promotions available through October 7th, 2021. New customers can earn $150 or $200 by opening select checking accounts and making at least $1,000 in total deposits during the offer’s timeframe. Here’s a closer look at Huntington Bank’s current bank bonuses and what you need to know to earn some extra cash through the bank.
Huntington Bank Bonuses
Huntington Bank is known for offering incredible bank bonuses for new customers who open select accounts. Right now, you can earn up to $200 through two bank bonus offers at Huntington. Here’s what you need to know about both bank bonuses.
Asterisk-Free Checking $150 Bank Bonus
Right now, you can earn a $150 bank bonus when you open a Huntington Bank’s Asterisk-Free Checking account. Like most bank bonuses, you’ll need to meet the bank’s specific requirements to earn the bonus. For this particular Huntington bonus, you’ll need to:
Open a new Asterisk-Free Checking account by October 7, 2021
Make cumulative new money deposits of at least $1,000 to your checking account within 60 days of account opening
Keep your account open for at least 90 days
Huntington will deposit the $150 bank bonus into your checking account within 14 days of meeting the specified requirements.
Bonus Expiration
To qualify for the bonus, you’ll need to open an eligible checking account by October 7, 2021. You also need to meet the bank bonus deposit requirements within 60 days of account opening.
About Asterisk-Free Checking
Asterisk-Free Checking is a standard checking account available through Huntington Bank. With no monthly fees and no minimum balance requirements, you can bank however you want without extra costs. There’s also no minimum opening deposit requirement, so you can open an account regardless of how much money you have to add. Huntington’s Asterisk-Free Checking comes with access to several tools to help you manage your money.
Automated savings
Money Scout is an automatic savings tool that analyzes your spending habits and upcoming expenses to find unused funds to transfer over to your savings account.
Overdraft protection
Huntington helps you with overdrafts in two ways. First, you have access to a 24-hour grace period that gives you more time to fund your account and avoid costly overdraft fees. You also have access to the $50 Safety Zone, which allows you to have a negative balance (up to $50) for five consecutive days or longer with an extended overdraft fee. It’s good to know Huntington Bank has your back during the moments you need a little extra help.
Digital tools
Huntington Bank’s hub is home to all of the bank’s digital tools. As a checking customer, you have unlimited access to savings and budgeting tools designed to help you set and save for money goals and improve your money management skills.
Online Bill Pay
Huntington customers have a convenient one-stop-shop for paying bills online. Bill payment is available through your online account or Huntington’s mobile app.
Huntington 5 Checking $200 Bank Bonus
Huntington’s other bank bonus offer is for opening a Huntington 5 Checking account. New customers can earn a $200 bank bonus right now by meeting the following requirements:
Open a new account by October 7, 2021
Make cumulative new money deposits of at least $1,000 to your checking account within 60 days of account opening
Keep your account open for at least 90 days
Huntington will deposit the $200 bank bonus into your checking account within 14 days of meeting the specified requirements above. Huntington 5 Checking also comes with a free debit card and check writing privileges, with checks available for a fee.
Bonus Expiration
Like Huntington’s other bonus, customers need to open an eligible checking account by October 7, 2021, and meet the offer’s deposit requirements within 60 days of account opening.
About Huntington 5 Checking
Huntington 5 Checking is an interest-bearing checking account. Besides the bonus offer, the account comes with several valuable benefits.
Free ATM Withdrawals
Customers receive five free non-Huntington ATM withdrawals each month. That means you can still withdraw money without a fee even if you’re aren’t near a Huntington Bank or one of its ATMs. Keep in mind this only waives the fee typically charged by Huntington, not any fees incurred from the ATM owner.
Free Credit Scores
Huntington 5 customers also get access to free VantageScore credit scores each month, along with additional quarterly credit scores.
Digital Tools
Huntington 5 Checking accounts also have access to the bank’s hub of digital tools. That includes Huntington Heads Up, a tool that provides real-time insights and alerts so you can manage your money more effectively. It even keeps track of subscription accounts, so you know when free trials end or when renewals are coming up.
Extended Deposit Hours
Both checking accounts come with access to All Day Deposit, which means the deposit day ends at midnight, not early cutoff times like other banks. One thing to keep in mind is that Huntington 5 Checking comes with a $5 monthly maintenance fee. The fee is waived by keeping a total relationship balance (among select Huntington accounts) of at least $5,000 each statement period.
Who Is Eligible for Huntington Bank Bonuses?
Like most promotional bank offers, you need to know details in the fine print before signing up. First, this promotion is only available to applicants ages 18 and over who live in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia. The bank only operates in these seven states currently.
SlickTip: If you don’t live in these states, then you’re still likely to be eligible for this $200 Chase Total Checking bonus or this $600 HSBC Premier Checking bonus. |
Theses bank bonus offers are only available to new Huntington personal checking customers. Individuals who have an existing personal checking account with Huntington or have closed one within the last six months are not eligible.
The deposits required for both offers must be funded with new money, which means money that’s not from any existing Huntington account. Transfers from other Huntington accounts don’t count as deposits. Neither do person-to-person payments through third-parties like Zelle. Huntington Bank may limit you to one bank bonus per 12-month period across all accounts.
This offer cannot be used in combination with any other consumer checking offer. Also, your bank bonus may be considered taxable income and should be included in your annual tax return. Huntington will issue you a Form 1099-INT for tax purposes. Unlike many bank bonus offers, there is no requirement to set up a recurring direct deposit with Huntington Bank to earn a bonus.
Other Huntington Bank Accounts
While Asterisk-Free and Huntington 5 Checking are the only accounts currently offering bank bonuses, it doesn’t mean those are the only products provided by the bank. Huntington is also home to other checking accounts, savings accounts, money market accounts and other personal banking solutions.
Like most traditional banks, Huntington can’t compete with online banks’ competitive rates these days. But they still provide a viable local banking solution for many customers. Here’s a brief overview of other account offerings available through the bank.
Huntington 25 Checking
Huntington 25 Checking is the bank’s highest-earning interest-bearing checking account. The account features a steep $25 monthly maintenance fee, but you can waive it by keeping a total relationship balance (among select Huntington accounts) of at least $25,000 each statement period.
The checking account comes with extra perks like free paper checks and unlimited fee-free out-of-network ATM withdrawals (you still have to pay for any fees charged by ATM owners). The real draw of Huntington 25 is the relationship benefits when you pair it with other banking products. Some of the relationship benefits include:
Higher interest rates on savings accounts and money market accounts
Free credit score and identity monitoring
Home Equity Line of Credit rate discount
Mortgage rate discount
100 commission-free online equity or ETF trades per year through Huntington Financial Advisors
High Interest Savings Account
High Interest Savings earns moderate to low APY on all balances. You can earn higher relationship rates, with an increased APY, by pairing your savings account with an eligible Huntington checking account. The High Interest Savings account has a $10 monthly fee, which is waived by keeping an average daily balance of $2,500 or pairing it with select checking accounts.
Premier Savings
Premier Savings also earns a moderate to low APY on all balances. This savings account has a $4 monthly maintenance fee, but you can have it waived by keeping an average daily balance of $300 or have an Asterisk-Free checking account.
Relationship Money Market Account
Money markets accounts are like hybrid bank accounts that offer the best features of both savings accounts and checking accounts. The Huntington Relationship Money Market Account comes with check writing privileges and earns interest on all balances above $25,000.
Like most money market accounts, customers are limited to six monthly withdrawals without paying an extra penalty fee. There is a $25 monthly fee on money market accounts which is waived by keeping an average daily balance of at least $25,000 or having a Huntington 5 or Huntington 25 Checking account.
Money Market IRA
Another option for customers who want to maximize their savings, especially for retirement, is the Huntington Money Market IRA. Available as part of a traditional and Roth IRA, this money market account starts to earn interest on balances as low as one cent. The good news is that Money Market IRAs have no monthly fees and enjoy tax benefits other accounts don’t.
Certificates of Deposit (CDs)
Huntington offers standard, jumbo and IRA CDs. CDs are a great way to maximize your savings when you have extra funds you don’t need access to for a while. CDs come in several terms ranging from one month to six years, earning a mid-tier APY. A $1,000 deposit is required to open standard CDs through Huntington.
Jumbo CDs are for beginning balances of $100,000 or greater and range from seven days to 1,825 days. Customers can open a CD account in person at a local Huntington Bank branch.
Other Huntington Products
Beyond its traditional deposit accounts, Huntington also offers lending products like home mortgages, refinance loans, Home Equity Lines of Credit (HELOCs), personal loans and auto loans. Huntington also offers personal insurance, including individual health, life and motor vehicle insurance. Add in investment accounts and small business and commercial banking solutions, and you have a bank that is truly a full-service bank dedicated to offering a wide array of helpful products and services to its customers.
Huntington Bank Mobile App
On top of quality banking products and services, Huntington customers have access to the bank’s award-winning mobile banking app. The app comes with many features people have come to love with mobile banking like:
Account management
Mobile check deposit
Online bill pay
Zelle compatibility
Bank branch and ATM finder
Electronic transfers
Available for iOS and Android, the app also comes with some less common features worth checking out. Apple users can access their account balance easily without even logging in using 3D Touch technology.
You can also set up notifications and alerts, so you can stay on top of every bank transaction no matter where you are. Huntington customers also have a choice when logging in, with touch ID, face ID or fingerprint login options available.
What Is Huntington Bank?
Huntington Bank is a full-service regional bank with branches in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania and West Virginia. The bank offers a host of banking products and services as well as credit cards, mortgage and personal loans, investment accounts, personal insurance and more. Business and commercial banking solutions are also available through Huntington Bank.
Apply for Huntington Bank Promotions Today
If you’re in the market for a new checking account, why not earn some cash for the banking you’re probably already going to do? You can earn money right now by opening Asterisk-Free Checking and Huntington 5 Checking accounts and meeting the bonus eligibility requirements.
You also get access to several key features to help you with your everyday banking needs. Many Huntington accounts have monthly service fees to deal with, so be sure the account is worth the fee or that you can meet requirements to waive the fees each month. There is no hard credit check to open a bank account through Huntington Bank, but you will need a government-issued ID and your Social Security number to verify your identity. Use the bonus code to open an account online or in-person at your local Huntington Bank branch.
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While we work hard on our research, we do not always provide a complete listing of all available offers from credit-card companies and banks. And because offers can change, we cannot guarantee that our information will always be up to date, so we encourage you to verify all the terms and conditions of any financial product before you apply.
